Fansly and Fanvue both say creators keep 80% of fan payments, so the headline cut won't settle it. Pick Fansly if you want several subscription tiers, prices above $100 a month or live streaming. Pick Fanvue if disclosed AI content or built-in AI messaging is central to your plan.
The rest comes down to payouts, discovery, content rules and team access. When I worked on agency rosters, those details decided where a creator's effort went. This comparison cites each platform's own pages as of October 2026. We build tools for Fansly, and our API also connects Fanvue accounts, so weigh our view accordingly.
Fansly or Fanvue: the quick verdict by creator type
- You want several subscription tiers: Fansly. Fanvue's settings don't describe tiers.
- You charge premium prices: Fansly. Subscriptions go up to $499.99 a month, against Fanvue's $100 ceiling.
- You stream live: Fansly. We couldn't find live streaming in Fanvue's help centre.
- You post disclosed AI content or run an AI persona: Fanvue. Fansly bans photorealistic AI, even when labelled.
- You want AI help in the inbox: Fanvue. On Fansly, any AI drafting needs human oversight.
- A team or agency helps run your account: Fansly. Fanvue allows only one Manager Account per creator.
Fansly vs Fanvue side by side
"Not stated" means we couldn't find it on an official page, not that the feature is missing.
| Fansly | Fanvue | |
|---|---|---|
| Creator share | 80% | 80%; 85% in your first month |
| Free follow | Yes, always free; Follow button can be disabled | Yes, on by default, can be switched off |
| Subscription price | $5 to $499.99 a month, multiple tiers | $3.99 to $100, no tiers described |
| PPV prices | Media $1.00 to $499.99 | Posts $3 to $500; messages from $3 |
| Tips | $0.10 to $500 | Not stated |
| Live streaming | Yes | Not stated |
| Pending period | 7 days | 7 days, longer in some cases |
| Payout minimum | $20 to $100 by method | $20, plus at least 5 pieces of content |
| Payout methods | Bank, Paxum, Cosmopayment, crypto, local bank | Bank, MassPay, Cosmo, crypto |
| Payout fees | Fansly states no hidden fees | 1% on TripleA payouts only |
| Payout speed | Bank 1 to 3 business days after Processing | 3 to 5 business days |
| Idle balance | $5 a month after 12 months inactive | Dormant after 12 months; may be forfeited (UK, EEA, rest of world) |
| Chargebacks | Creators shielded in most cases | May be deducted; $50 per extra dispute above a 1.5% rate |
| Discovery | For You Page, Suggestions, search, hashtags | Discover, Suggested Creators, search, intro videos |
| Creator referrals | 5% in year one, then 1.5% | 5% after platform fees for 12 months under its current terms, $50,000 cap |
| Team access | Management Sessions | One Manager Account per creator |
| AI content | Photorealistic AI banned | Allowed if disclosed |
| AI messaging | None in help centre; human oversight required | Generation, Reply, Rewrite; Creator Agent |
| App store app | None; browser only | None; browser only |
| Official developer API | Not published | Yes (OAuth), plus an MCP server |
Which pays creators more, Fansly or Fanvue?
On the standard split, neither does. Fansly's getting-started guide says creators receive 80% of revenue from subscriptions, sold media, messages and tips. Fanvue's earnings terms set the same 80% standard rate.
Fanvue adds a launch incentive: its creator page advertises 85% for your first month. Some roundups call it a first-year rate, but budget on 80% after month one.
If you're also weighing Fanvue vs OnlyFans, OnlyFans' terms set its fee at 20% of each fan payment, so creators keep 80% there too. Our Fansly vs OnlyFans comparison covers that matchup.
Subscription prices and tiers
Price limits matter more than the split. Fansly allows subscriptions from $5 to $499.99 a month and lets you run several tiers. Fanvue's subscription settings run from $3.99 to $100, and the page doesn't describe tiers.
You'll see Fansly's ceiling quoted as $49.99 in some comparisons, but Fansly's own page says $499.99.
Bundles, trials and pay-per-view
Both platforms discount longer commitments by up to 50%. Fansly offers 2-, 3- or 6-month discounts, while Fanvue offers 3-, 6- or 12-month bundles. Both allow free trials. Fansly rules out free lifetime subscriptions, while Fanvue's free-trial links set uses, expiry and trial length.
For one-off sales, Fansly prices media from $1.00 to $499.99 and tips from $0.10 to $500. Fanvue prices posts from $3 to $500, and paid messages with media start at $3.00, per our Fanvue docs.
Referrals pay on both. Fansly pays 5% of a referred creator's sales in year one, then 1.5%. Fanvue pays 5% of a referred creator's revenue after platform fees for 12 months under its current terms, capped at $50,000.
Payouts, idle balances and chargebacks
Both hold new earnings for 7 days, then you request a payout. Fansly reviews most requests within 48 hours, and bank transfers usually arrive 1 to 3 business days after Processing. Minimums run from $20 to $100 by method.
Fanvue can hold earnings longer, up to 30 days if a fan's email isn't verified. To withdraw, you need $20 in your Available Balance and at least 5 pieces of content. Payouts arrive within 3 to 5 business days, depending on the method. PayPal isn't offered, and only TripleA payouts carry a 1% Fanvue fee.
Fansly states it charges no hidden fees for payouts, processing or currency conversion. Our Fansly payout schedule guide walks through each stage.
Idle balances show the biggest payout gap:
- Fansly: after 12 consecutive months of inactivity, you're charged $5 a month until the balance hits $0 or you log in.
- Fanvue: with no payout request for 12 months, a balance becomes "Dormant". Fanvue's terms say UK, EEA and rest-of-world creators are "deemed to have irrevocably waived" it, though Fanvue may reinstate it within six years at its discretion. We couldn't confirm how this applies to US creators.
Chargebacks show a similar gap. Fansly says it shields creators from chargebacks in most cases, though it may deduct when they're unusually high or you're at fault. Fanvue may deduct disputed amounts from your balance. Once your dispute rate passes 1.5% over a rolling 30 days, each extra dispute costs $50.
Taxes are on you with both. Fansly doesn't withhold taxes, and Fanvue pays gross of tax unless the law requires withholding. Fansly's 1099 page still says $600, but the IRS threshold is $2,000 for payments made after 2025. This is general information, so check with an accountant.
How do fans find you on Fansly vs Fanvue?
Both platforms let fans follow you for free. Following on Fansly is always free, though you can disable the Follow button. On Fanvue, free follow is on by default, but you can switch it off. Fanvue followers see follower content, can message you if you allow it and can buy PPV in messages and in posts shared with followers.
Discovery works differently on each:
- Fansly surfaces creators through the For You Page, Suggestions, search and hashtags. Every creator appears in Suggestions automatically. You opt posts into the FYP, and locked media needs a free preview.
- Fanvue runs a Discover feed that "is randomised by default", plus Suggested Creators based on performance and growth. Search works when discoverability is on, and Fanvue says intro videos always get a placement in Discover. Fans see safe-for-work content by default until adults enable NSFW.
Fansly gives you more levers per post. Fanvue's intro-video slot is a simpler way in for a brand-new profile.
Fans pay differently too. Fansly runs every transaction in US dollars, while Fanvue shows fans their local currency. Both use Ondato for fan age checks. Fansly lists 12 US states plus the UK, Australia, Brazil and Germany, while Fanvue's page doesn't list regions.
Content rules: AI, verification and co-performers
AI is the sharpest split between the two. Fanvue allows AI content as long as you disclose it in your bio, captions or a watermark. Deepfakes and face swaps are allowed only when the real model is verified.
Fansly bans photorealistic AI content, including deepfakes and face swaps, and labelling doesn't make it allowed. Non-photorealistic virtual personas are fine if a real person verifies the account. Fansly also prohibits AI interacting with fans "without human oversight." Our Fansly AI content policy guide covers the details.
Messaging follows the same pattern. Fanvue builds AI messaging into the inbox: Generation, Reply (still "gradually rolling out") and Rewrite, plus chat summaries. Its Creator Agent "can also take direct action: scheduling posts, setting up automations, messaging fans, and more!" Fansly's help centre describes no native AI messaging tool.
Creator verification is thorough on both:
- Fansly: two steps, an Ondato identity check, then your ID, a photo holding it with a handwritten sign, and a short video.
- Fanvue: an ID and a "high-quality selfie". Your ID should have at least 6 months before expiry, and a passport is recommended.
Co-performers need paperwork on both. Fansly requires everyone in your content to be verified with consent before you publish, and manual review can take up to 7 days. Fanvue accepts a tagged, verified creator or a Model Release Form with ID, a dated headshot and a full-body photo. Each new person in each piece of content needs a new form.
Team access: Management Sessions vs Manager Accounts
Fansly is the easier platform for teams. Management Sessions give team members or an agency access without your login, with permissions set per link. Payouts and account closure always stay restricted. Fansly holds you responsible for everything done through a session, so only share links with people you trust.
Fanvue's Manager Accounts can't access payouts, change your email or password, or delete the account. The catch is the limit: "only one manager account can be assigned per creator." Chatters get the feed, messages and vault, but "cannot delete or post content."
Fanvue also offers Linked Accounts: up to 2 profiles for human creators, or 15 for AI creators, under one KYC with separate payouts. For the Fansly side, see our guide to managing chatter access without password sharing.
Is there a Fansly or Fanvue app?
Neither platform had an app in the App Store or Google Play when we checked in October 2026. Fanvue's help centre is direct about it: "Due to the strict terms and conditions of the App Store and Google Play Store, Fanvue cannot create a mobile app." It suggests adding Fanvue to your home screen instead.
Fansly also runs in the browser on mobile and desktop. Treat any store listing claiming to be either platform with suspicion.
How to test Fansly and Fanvue at the same time
If you test both, set things up so the numbers show which one works:
- Give each platform its own tracking links. Fansly's tracking links report claims, follows, subscriptions and revenue. Fanvue offers "unlimited tracking links", though its page doesn't list the metrics.
- Use separate bio links. Give each platform and traffic source its own link, so you can see which audience converts where.
- Match content and prices to each rulebook. Disclosed photorealistic AI only fits Fanvue, and subscription prices above $100 only fit Fansly.
- Check each platform's terms before promoting one profile on the other.
If you're comparing Fanvue alternatives beyond Fansly, see our roundup of OnlyFans alternatives.
Running Fansly and Fanvue for several creators
If you manage a roster across both, one key for our API covers both platforms. Coverage isn't identical, so plan around the gaps.
On Fansly, you get 80+ documented endpoints, including Send Post, Send Mass Message, Create Tracking Link and Get Pending Earnings. Fansly webhooks such as fansly.subscriptions.new report events as they happen.
On Fanvue, coverage centres on chats, fans and earnings, with endpoints such as List Chats, Send Chat Message, List Subscribers, List Expiring Subscribers and Get Earnings Summary. Fanvue webhooks include fanvue.subscription.renewed and fanvue.dispute.created.
As of October 2026, posting, uploads, mass messages and tracking links are Fansly-only in our API. Fansly accounts connect with the creator's login details plus 2FA, while Fanvue uses a browser sign-in (OAuth). Fanvue access is still rolling out to teams gradually, so check it's enabled on yours. The two platforms also report amounts in different units, so convert before you combine revenue.
Our MCP server adds Fanvue tools alongside the Fansly ones, so an AI assistant can summarise inboxes or pull earnings for a person to review. Fansly bans AI interacting with fans without human oversight, and the MCP server doesn't enforce approval for you. Let the assistant draft, then have someone review and send. Fanvue's own MCP docs model the same habit: "Show me the drafts before anything sends."
Fansly vs Fanvue: the verdict
The split is a tie at 80%, and both offer free follows, bundles and trials. Fansly wins on price range, tiers, documented live streaming, idle-balance terms and team access. Fanvue wins on AI content, built-in AI messaging and the Discover placement it says intro videos always get.
For most creators selling subscriptions, that makes Fansly the stronger base. Choose Fanvue if disclosed AI content is core to your business. Either way, run tracking links on both before you move your audience.